Sizing a home solar system and comparing installer quotes

Work out what size system you need from your own bills and loads, choose between on-grid, hybrid and off-grid, write a solar BOQ every installer prices the same way, and check the quotes that come back.

Reading time
9 min
Chapters
6
Checklists
3
Last checked
October 2026

Who this is for

  • Homeowners about to ask installers for quotes
  • Owners who have a quote and cannot tell whether it is fair
  • People building a new house who want to provide for solar now

Have to hand

  • Twelve months of electricity bills, or at least the highest and lowest months
  • A list of the appliances you want to run, with their wattage
  • An idea of your roof: its area, direction and any shade

You will finish with

  • A first estimate of panels, inverter and battery size
  • A solar BOQ that every installer prices the same way
  • A checklist for comparing quotes and for acceptance
Chapter 1

Start with your bills and your loads

Find out how much electricity you really use, and when, because that decides the size of everything else.

The size of the house does not decide the size of the solar system. What you use does. Two houses of the same size can have bills that differ several times over, depending on air conditioners, water pumps and habits.

  1. 1

    Collect twelve months of bills

    Write down the units (kWh) used each month. Note the highest and lowest. The highest, usually in summer when the ACs run, sets the peak you need to cover. The lowest shows your base use.

  2. 2

    Work out your daily use

    Divide a month’s units by 30. A month of 600 units is about 20 units a day.

  3. 3

    Decide what share to cover

    You can aim to cover all of your highest month, or most of your average. A smaller system costs less and still cuts the bill. A bigger one costs more and covers the summer peak.

  4. 4

    Make a load list for any backup

    If you want power during outages, list what must keep running: lights, fans, fridge, router, TV, a pump. Write the wattage of each and the hours you need it. Heavy loads such as ACs and irons need a much bigger battery and inverter and are usually left on the grid.

A load list for backup (fill in your own appliance wattages from their labels)
ApplianceWattsNumberHours in an outageWatt-hours
LED lights
Ceiling or DC fans
Refrigerator
Router and TV
Water pump
Total power at once, and total energy
Chapter 2

On-grid, hybrid or off-grid

Choose the system type that solves the problem you actually have.

The three types
TypeHow it worksBest whenKeep in mind
On-grid (grid-tied)Panels feed the house and the grid through an inverter, with no batteriesThe main aim is to cut the bill and the grid is fairly reliableIt shuts down when the grid is off, for safety, so it does not give backup
HybridPanels, batteries and the grid work together; batteries cover outagesOutages are long or frequent and you want backup for chosen loadsBatteries add cost and wear out, and need a hybrid inverter
Off-gridPanels and batteries only, with no grid connectionThere is no grid, or a remote siteMust be sized for every load you need, including cloudy days

Net metering

With net metering, power you export to the grid is credited against what you import. It needs an application to your distribution company and an approved installation. The rules, the rates paid for exported units and the licensing can change, so check the current policy with NEPRA and your distribution company before you size a system around exporting. Do not rely on a figure quoted by an installer or printed in an old article.

Chapter 3

Calculate the system size

Turn your units into panels, inverter and battery, with the arithmetic shown.

These calculations give you a sound first estimate to compare with an installer’s numbers. They are not a design: the installer must confirm them for your roof, shade and equipment.

Solar sizing calculator

A first estimate to take into the conversation with installers, not a design. Use the units from your highest-use month on your electricity bill, and ask each installer to show their own numbers against these.

Panels

Array needed
5.93 kW
Panels
11
6.05 kW installed
Roof area
33 m²
about 355 sq ft, with gaps
Output per year
7,453 kWh
Estimate under these assumptions.

Battery backup (hybrid system only)

Energy the load needs
6.00 kWh
Battery capacity to ask for
8.33 kWh
Allows for usable depth of discharge and about 10% inverter loss.

The arithmetic behind the calculator

  1. 1

    Daily energy to produce

    Daily units = monthly units ÷ 30, multiplied by the share you want solar to cover.

  2. 2

    Array size in kW

    Array kW = daily units ÷ (peak sun hours × system efficiency). Peak sun hours are the equivalent hours of full sun per day on the panels, which depend on your location and the roof’s direction and tilt. System efficiency covers losses in heat, dust, wiring and the inverter, and is commonly in the range of 70 to 80 per cent.

  3. 3

    Number of panels

    Panels = array kW × 1,000 ÷ the wattage of one panel, rounded up.

  4. 4

    Roof area

    Each panel takes roughly 2.5 to 3 square metres including the gaps to walk and to avoid shading. Check the total fits on the roof you have without shade.

  5. 5

    Inverter

    The inverter’s rating is usually close to the array size, commonly between 0.8 and 1.2 times it, and for a hybrid system it must also handle the backup loads’ peak, including starting surges.

  6. 6

    Battery

    Battery capacity = energy the backup loads need ÷ (usable depth of discharge × inverter efficiency). Lithium batteries are commonly used to about 80 per cent of capacity; lead-acid to about 50 per cent, so a lead-acid bank must be much bigger for the same usable energy.

Worked example: a home that uses 600 units in its highest month
  1. Daily use = 600 ÷ 30 = 20 units a day.
  2. Aim to cover 100%: 20 units.
  3. Assume 4.5 peak sun hours and 75% system efficiency: 4.5 × 0.75 = 3.375 units per kW per day.
  4. Array = 20 ÷ 3.375 = 5.93 kW.
  5. With 550 W panels: 5,930 ÷ 550 = 10.8, so 11 panels (6.05 kW installed).
  6. Roof area at about 3 m² per panel: about 33 m² (roughly 355 sq ft).
  7. Backup of 1,500 W for 4 hours = 6 kWh. Lithium at 80% usable and 90% inverter efficiency: 6 ÷ (0.8 × 0.9) = 8.3 kWh of battery.
These inputs are examples only. Use your own bills, your installer’s sun-hour figure and the panel model on the quote.
Chapter 4

Write a solar BOQ

Make a list of every item, so each installer prices the same system.

If you ask three installers for “a 6 kW system”, you get three different systems, with different panels, inverters, structure and cable, at three prices you cannot compare. A solar BOQ fixes the items first, so only price and service differ.

What a solar BOQ should list
ItemWhat to specify
PanelsBrand, model, wattage, number, type (such as mono-crystalline), tier and product warranty and performance warranty
InverterBrand, model, rated power, type (on-grid, hybrid), number of inputs and warranty
Batteries (hybrid and off-grid)Brand, chemistry, capacity in kWh, usable capacity, cycles, warranty and the battery management system
Mounting structureMaterial (such as galvanised steel or aluminium), height, tilt, wind rating and coating, and how it is fixed to the roof
DC and AC cablesType, cross-section, length, conduit and UV protection
ProtectionDC and AC breakers, isolators, surge protection and fuses, rated for the system
Earthing and lightning protectionEarth electrode, resistance reading and bonding of frames
MonitoringApp or device for output readings
Net meteringWho prepares the application, the bi-directional meter and the cost, if you want it
Installation, testing and commissioningLabour, test results and a handover
Warranty and serviceWritten terms, who services, response time and spare parts

Solar BOQ, before asking for quotes

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Chapter 5

Compare installer quotes

Check each quote for the specification, the missing items and the claims that cannot be true.

  1. 1

    Put quotes in one table

    List panels, inverter, batteries, structure, cables, protection, earthing, net metering, warranty and total for each installer.

  2. 2

    Check models, not just brands

    Ask for the exact model number of panels, inverter and batteries, and check each model’s data sheet from the manufacturer’s site.

  3. 3

    Check the arithmetic

    Panels × wattage should equal the array size. Compare the inverter size with the array and with the backup loads.

  4. 4

    Check the structure and the cable

    Cheap quotes often save on the mounting structure and the cable. Ask for the material, coating and thickness. A structure that rusts or moves in a storm is a bigger risk than the panels.

  5. 5

    Ask about warranty in practice

    Who honours the warranty: the installer or the manufacturer? Is there a local service centre? What happens if the installer closes?

  6. 6

    Ask about generation

    Ask the expected yearly output in kWh and the assumptions behind it. Compare with your own estimate. A claim far above yours should be justified.

  7. 7

    Check what is excluded

    Net metering costs, civil work, extra cable runs, a new distribution board, meter changes and roof repairs are common extras.

Acceptance on completion

Before you pay the final instalment

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Chapter 6

Planning for solar in a new house

Provide for solar in the design now, so it is cheap to add later.

Solar provisions in a new build

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Questions people ask

How many panels do I need?

It depends on your units, your sun hours and the panel wattage. Use the calculator in this guide, then ask installers to show their numbers.

Is a hybrid system worth it?

If outages are frequent and long and you want to run lights, fans, a fridge and the internet through them, yes. If the grid is mostly reliable, an on-grid system gives more savings per rupee. Batteries add cost and wear out, so size them for what you need.

Can solar run my air conditioner?

Yes in daylight, within the limits of the array and inverter, and with the grid as backup. Running an AC from batteries for hours needs a very large battery bank.

How long do solar panels last?

Panels are typically warranted for a long period with a stated decline in output; check the manufacturer’s product and performance warranty. Inverters and batteries have shorter lives and shorter warranties.

What maintenance does solar need?

Cleaning the panels of dust, checking the structure and cables and watching the monitored output. A fall in output is the first sign of a problem.

Should I buy from the cheapest installer?

Compare the whole specification, the warranty and the service, not the total. A low price on the same list is good; a low price on a different list usually means thinner structure, cable or support.

This guide is general guidance for building in Pakistan, last checked October 2026. Your approved drawings, your engineer's specification, the building regulations of your development authority and the law in force today take priority over anything written here. Fees, taxes and bylaws change: confirm current figures with the body that sets them.

Describe your home and your power needs, get a solar BOQ prepared, and have verified installers price the same list.

Start your project, free

Keep going

Shorter reads on parts of this: solar BOQ and sizing a home system.

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